Bank Holiday July 2025: If you are thinking of doing some important work related to the bank , then this news is very important for you. Banks are going to remain closed for three consecutive days in some states from July 26 to July 28, 2025. In such a situation, common people may face a lot of trouble, especially those who want to do tasks like check clearance, cash deposit or cash withdrawal.
Let us understand in detail the reasons why banks will remain closed, which states have holidays, and what banking services you can use during these holidays.
When will the banks remain closed?
26 July 2025 – Fourth Saturday
According to the rules made by RBI, banks are closed on the second and fourth Saturdays of every month . July 26 is the fourth Saturday of the month, so all banks across the country will remain closed on this day.
27 July 2025 – Sunday
Every Sunday is a regular holiday for all banks . This rule applies equally to all states and all types of banks.
28 July 2025 – Drukpa Tshe-zi festival
On July 28 , a local religious festival called Drukpa Tshe-zi will be celebrated in the state of Sikkim . Banks will remain closed on this day in many areas including Sikkim’s capital Gangtok . This holiday is state level, so banks may remain open on this day in other states.
Which banks will be affected by the holidays?
These holidays will affect all types of banks :
- Public Sector Banks
- Private Banks
- Foreign Banks
- Cooperative Banks
- Regional Rural Banks (RRBs)
- Local Area Banks
Therefore, it is important that you complete your bank related work before these dates .
Holidays may vary from state to state
Bank holidays in India fall into three main categories :
- National Holidays – like Republic Day, Independence Day, Gandhi Jayanti
- Religious/cultural holidays – like Holi, Diwali, Eid etc.
- State level regional holidays – e.g. Pongal (Tamil Nadu), Bihu (Assam), Drukpa Tshe-zi (Sikkim)
Therefore, it is important that you check the list of holidays from your local bank branch or bank website to ensure whether banks are open or closed in your state.
These services will be available even when the bank is closed
Even though branches are closed during bank holidays, digital banking services are available 24×7 . You can avail these services:
- ATM Services – Cash Withdrawal, Balance Check
- Net banking – transfer money, check account details
- Mobile Banking App – Transactions, Bill Payments, QR Payments
- UPI transactions – Payments through apps like Google Pay, PhonePe, Paytm
For this, it is necessary that you are already registered in Net Banking or Mobile Banking .
Which tasks should be completed on time?
If you are planning to do the following tasks, complete them before July 26 :
- clearing a cheque
- Deposit or withdraw cash
- Making a demand draft
- Submitting loan papers or other banking documents
- Availing Bank Locker Services
Apart from this, it will be better to arrange the required cash at home in advance, so that there is no problem in case of any emergency.
Holiday schedule at a glance
| date | Day | Reason | Bank status |
|---|---|---|---|
| 26th July | Saturday | Fourth Saturday | Locked down all over the country |
| 27th July | sunday | Weekly Holiday | Locked down all over the country |
| 28th July | monday | Drukpa Tshe-zi (Sikkim) | closed in some states |
What to do on vacation?
- If your bank branch is closed, don’t panic, digital services are available.
- Keep the necessary cash aside.
- Use UPI, Net Banking or Mobile App to transact .
- If you have to make a big transaction during the holiday, plan in advance.
- Check the functionality of ATMs near you.
Conclusion: Avoid inconvenience with holiday information
Bank holidays from 26 to 28 July 2025 can affect your daily life and financial planning. So if you have to do any important work related to the bank, then complete it on time.
Make full use of digital banking services in these three days and avoid any financial troubles. Also, do share this news with your family and friends so that they too can be alert in time.
Note : Holidays may vary by state and bank. Do check with your bank branch or the bank’s official website to be sure.
