For all those people who belong to rural areas and want to earn income through any business other than agriculture, the best option in the business sector is animal husbandry because this business is favorable and convenient for them.
At present, animal husbandry business is being done by people on a large scale in rural areas and a lot of interest is also being shown in this business. The government has also started the Dairy Farm Business Loan Scheme to provide morale for dairy farms.
Under the Dairy Farm Business Loan Scheme, people who want to start the related business but do not have sufficient investment, in such a case, capital up to lakhs of rupees is provided to all such persons along with the Dairy Farm Business Loan as the cost.
Dairy Farm Business Loan 2025
Under the Dairy Farm Business Loan Scheme, loans are being arranged by various commercial banks of the country. Any person who wants to start animal husbandry business can get a loan from his/her preferred bank based on the rules prescribed by the scheme.
Today, through this article, we are going to provide all the rules and other important information applicable under dairy farm business loan. This information is a must read for all those who are applying for dairy farm loan.
Dairy Farm Loan 2025 Overview
| Department Name | Department of Animal Husbandry and Dairying |
| Article name | Dairy Farm Business Loan |
| age | Must be 18 years above |
| interest rate | 7% to 15% p.a. |
| Loan Limit | Up to Rs 10 lakh |
| Mode of application | Online |
| Beneficiary | All eligible citizens of India |
| Payment Term | Varies based on loan limit |
| Category | Government Schemes |
| official website | https://dahd.gov.in/ |
Eligibility Criteria for Dairy Farm Business Loan
The following eligibility criteria are applied for Dairy Farm Business Loan Scheme:-
- Indian origin citizens can apply for dairy farm business loan.
- To avail the loan, the person must be 18 years of age and above.
- It is necessary to have an account already established in the bank from which you take the loan.
- The account holder should have a good credit civil score and should not be a defaulter of any other loan.
- He should have experience in animal husbandry business and should also have a project report of the business.
Dairy Farm Business Loan Limit
For your information, let us tell you that no minimum limit has been fixed under the Dairy Farm Business Loan Scheme, that is, this loan is provided differently based on the needs of the people and according to the banks and schemes.
Let us tell you that generally any person can easily take a loan of ₹ 25000 to 2 to 5 lakh, 10 lakh according to his business. Apart from this, such persons who want to start a dairy farm on a large scale can be eligible for a loan of up to Rs 50 lakh by paying a loan of Rs 10 lakh.
Features of Dairy Farm Business Loan
The features of dairy farm business loan are as follows:-
- This loan is provided on the basis of application as per special procedure and rules.
- Dairy farm business loan can be sanctioned in the name of either man or woman.
- There is no special processing fee charged before availing the loan.
- Dairy farm business loan is transferred directly to the applicant’s account after approval.
- This loan is provided as per the need of the people without any pressure.
Benefits of Dairy Farm Business Loan
Those people who wanted to start a dairy farming business but were unable to engage in the business due to lack of investment, all of them have now benefited a lot because they are able to get loans up to lakhs of rupees on government basis at a very good level.
Apart from this, people are also able to move ahead in the business sector and are able to earn income through options other than agriculture. With this business loan, the level of business in rural areas has now improved a lot.
How to Apply for Dairy Farm Business Loan?
- For dairy farm business loan, first go to the bank from where you want to take the loan.
- After reaching the bank branch, you will have to go to the loan counter and get complete information related to this special loan.
- Once the information is received, then the form has to be taken and filled.
- Once the form is completed, you will have to submit your documents and project report along with the form.
- The loan file will be prepared on the basis of information in the form and documents.
- In this way the loan will be approved and in some cases a survey for the dairy farm can also be done.
- Finally, after the completion of all the procedures, the loan application will be completed and the applicant will get the loan within a few days.
FAQs
When is Dairy Farm Business Loan offered?
Dairy farm business loan is offered in different ways by different banks.
What is the Dairy Farm Business Loan interest rate?
Dairy farm business loan interest rates typically range from 7% to 15% p.a.
What is the repayment term of Dairy Farm Business Loan?
The repayment tenure of dairy farm business loan varies depending on the bank and loan limit.
